Chunky Potato Soup

Here's for everyone that went to Clint and Athena's luncheon in Monticello.

4 or 5 med. potatoes
1 small onion Tbsp butter
3 Tbsp flour
3 cups milk
1 cup shredded cheddar cheese
1 cup cubed cooked ham

Peel potatoes and cut into small cubes. Boil in water until tender, drain reserving liquid but set aside 1 cup of the cooking liquid. Set aside potatoes. Peel and finely chop onion. Melt butter n saucepan over med. heat. Add onion, cook stirring frequently until onion is clear and tender but not brown. Add flour to saucepan; season with pepper flakes and pepper to taste, cook 3-4 min. Gradually add potatoes, reserved cooking liquid, milk and onion. Stir well. Add cheese and ham. Simmer over low heat 30 min. stir frequently.